Frequently Asked Questions

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Our goal is to help you get the money your business needs, regardless of your current credit standing.  We'll show you how to get funds to pay down or restructure your debt burden and/or improve your credit profile.  We focus on solutions, not obstacles, so that you can get qualified and funded.

It’s your business capital, and you can use the funds for operations, equipment, hiring staff, advertising, expansion or any other legal business expense.   

Loan terms, interest rates and repayment fees are based on the types of funding you select for your business.  We’ll arrange for a funding package from the best loan products with the lowest possible Annual Percentage Rate and the best possible repayment fees for your specific objectives. On average, Your aggregate APR will be lower than 97% of all business loans.

Most bank business loans extend as far out as 10 years, but commercial real estate loans can offer terms as long as 30 years.  Because You will be working with the Top U.S. Banks (not loan shark cash advance companies, or high interest private lenders), everything will be fully disclosed, transparent and compliant with State and Federal lending regulations.

Our initial target is 1 times your annual gross revenue, before business expenses, other deductions and depreciation!  You'll help us determine how much you need, and we'll work out how to get it, but 1x Your business's gross revenue is the starting point.

Based on the type of funding you need, your loan amount may be determined by a number of factors, including your time in business, your personal and business credit scores, collateral and accounts receivables.

BizLoan1 Capital, or its partners, may engage in bridge finance to help clients reach certain goals; however, our focus is helping clients procure capital through America's Prime Banks, such as Bank of America, Chase, HSBC, Wells Fargo, TD Bank, etc.  Our experts and team members will work alongside You during the entire process.

The funding process itself takes 7-21 days, but this will depend on how much work our team will need to complete to get you ready for that funding process.  That work could take 1-4 weeks.  The less prep we have to do, the quicker we start getting your prime bank loans.